Medicare Advantage

Original Medicare provides older Americans with their basic Medicare benefits. It consists of two portions, Part A and Part B. Both cover separate portions of their health care costs. 

If you’re enrolled in Original Medicare but would like to have some extra coverage, you can enroll in a Medicare Advantage (Part C) plan. 

If you would like to learn more about Medicare Advantage, keep reading.

What Is Medicare Advantage

Medicare Advantage is another way to get your basic Medicare benefits. These plans are sometimes called Part C plans and MA plans, and they are offered by Medicare-approved private insurance companies. These companies must follow specific rules that have been set by Medicare, and all Advantage plans must include Part A and Part B benefits. 

If you have an Advantage plan, your coverage will likely be limited to a set network of providers. If you have a PPO plan, you may be able to seek care outside of your provider network, but it could be more expensive than in-network care. 

Medicare Advantage Benefits

Medicare Advantage plans must cover all of the services that Original Medicare covers. Therefore, if you are in a Medicare Advantage Plan, you will have access to hospital insurance and medical insurance. This means medically necessary services, home health care, preventive services, and inpatient care can all be covered by your benefits. 

Your Medicare Advantage plan may also provide you with supplemental benefits that improve your ability to access or afford health care. For example, some Advantage plans are available with no monthly premium, meaning you may only have to pay your Part B premiums to maintain the plan. 

Other benefits commonly featured in Medicare Advantage plans include:

  • Transportation services
  • Prescription drug coverage
  • Meal delivery
  • Vision coverage
  • Dental coverage
  • Hearing coverage

Medicare Advantage Plans

Medicare Advantage plans come in a variety of different forms, so you need to think hard when choosing your coverage. Coverage options may also vary based on where you live, so be sure to shop around to discover all of your options. Once you’ve got all of the options on the table, you can comb through them to find a plan that offers all of the benefits you need to thrive in retirement. 

Remember to think about supplemental benefits like dental, vision, hearing, and prescription drug coverage. If you need these benefits, it may be possible to get them through your Advantage plan. To find a plan that offers all of the benefits you are looking for, speak to an experienced agent from Avina Financial Group now. 

Compare Medicare Advantage Plans With Avina Financial Group

Now that you will be eligible for Medicare, you need to arrange your benefits. If you aren’t happy with the coverage offered by Original Medicare, Medicare Advantage may be your next option. 

Comparing plans alone can be time consuming, so get help. Reach out to one of the experienced agents at Avina Financial Group to get started with a free quote on Advantage plans near you. 

  • How could my income affect my monthly Medicare premiums?

  • Do I need to sign up for Medicare Part A and B if I'm still working?

  • How can private insurance help me with the costs of Medicare?

  • How do I avoid the coverage gap with Medicare Part D prescription drug plans?

Ready to begin your Medicare journey?