Financial Planning - The Avina Financial Blueprint
Having a strong short- or long-term financial plan that includes a steady return allows for more confidence in your future, maintains a steady standard of living, provides peace of mind for any unforeseen circumstances, and helps you achieve all your retirement goals.
Identifies and prioritizes your financial goals and helps balance your risk and reward. This may include the purchasing of homes, cars, vacations and other large investments. You may invest lump sums in various opportunities, such as fixed income, stocks, gold, bonds and mutual funds, or you may set up a systematic investment plan (SIT) to spread payments out over time.
The sooner you begin putting aside money for retirement (money which earns income, of which earns income and so forth), the better financial position you’ll be in when the time comes. By not planning, you may be woefully unprepared to sustain your standard of living upon retirement.
Calculating coverage against insurable risks can be extremely complicated. Insurance needs differ depending on your age, health profile, risk level, and income, among other factors, so looking ahead at what insurance you may need when in retirement can help sustain a longer, healthier, happier life.
Different investment schemes may help reduce or eliminate future tax liability depending on age, current liabilities and tax burdens. There are plenty of benefits and exemptions both nation-wide and within the states if you plan ahead and know where to look.
Cash Flow Planning
Poor cash flow planning could easily lead to bankruptcy. Planning your short- and long-term goals and expenses alongside your current and expected cash flow, and making sure to set aside a kitty for unforeseen emergencies, will keep your finances liquid and sustainable.
Children Future Planning
To guarantee a strong financial future for your child(ren), understand and pinpoint the dreams you have for your child(ren), including higher education and marriage, what their goals are and how you can help them succeed in acquiring those goals.
To assess which financial
plan(s) work best for you or to get started in saving for your financial future, please schedule your complimentary meeting
Avina Financial Group, Inc.
Ca Insurance license #OM20502
13006 Philadelphia St., Suite 305
Whittier, C A 90601
Investment advisory products and services are made available through Avina Financial Group, Inc., a registered investment adviser. Insurance services are provided through Prosperity Insurance Services, CA Insurance license #OM20502.
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